Thrive announced today that its ecosystem payment token, TPay, will be publicly available on the PancakeSwap platform. This listing, guided by the principles of “zero reserve and fair launch,” features a supporting initial transaction protection mechanism, aiming to open the token to global users in a transparent and equitable manner. This also serves as a significant step in advancing Thrive’s multi-chain ecosystem and achieving the deep integration of on-chain interest generation and real-world payments.
Thrive has been committed to building application scenarios and infrastructure for a “multi-chain, multi-dimensional ecosystem.” Through Yu’ebao wealth management, LP mining, an on-chain mall, and a collaborative payment system, we aim to create a closed loop from digital asset appreciation to consumption. The launch of TPay is not only a token issuance event, but also carries the strategic significance of directly channeling on-chain revenue into real-world payment scenarios, enhancing the ecosystem’s inherent value circulation and long-term sustainability.
Fair launch and transaction protection build a long-term trust foundation
The issuance and initial launch of TPay adhere to three key principles: zero reserve, openness and fairness, and robust protection. Zero reserve means the project team will not retain any internal positions prior to the launch. A fair launch ensures that ordinary users and community participants have equal access to the opportunity. Furthermore, Thrive will implement trading protections and volatility mitigation measures during the initial launch phase to curb short-term speculative fluctuations and safeguard the interests of ecosystem builders and ordinary holders. The Thrive team stated that this move demonstrates its commitment to the long-term robust development of the ecosystem, aiming to mitigate the risks of speculation and manipulation through institutional design, thereby providing a more solid foundation for the actual use and return of the token’s value.
TPay is the payment token for the Thrive ecosystem. Its core functions include serving as the settlement token for Thrive’s Yu’ebao (Yu’ebao) revenue, a payment medium for the on-chain mall and platform services, and a vehicle for diverse ecosystem incentives. By establishing a robust circulation and destruction mechanism within the ecosystem, TPay aims to achieve a closed loop of “earnings-consumption-repurchase-destruction,” enhancing the token’s inherent strength.
The first real-world implementation scenario: TPay + Alipay + Mastercard binding payment
Thrive has a clear approach to payment implementation: users can receive their Yu’e Bao daily interest in the form of TPay, which can be topped up with a single click to a linked virtual Mastercard (top-up and identity binding are completed through the Thrive DApp). Through integration with the Alipay mini-program, this virtual card can be used for payments at all Mastercard-supported online and offline merchants worldwide. During transactions, the system converts TPay into fiat currency or stablecoins at the current exchange rate, with real-time settlement via the Mastercard network. Spending details are simultaneously available on the user’s Thrive platform and Alipay statements. This solution eliminates the traditional steps of withdrawing, exchanging, cashing out, and linking cards, significantly lowering user barriers to entry and transaction costs.
Thrive stated that Alipay + Mastercard is the first landing point. In the future, it will gradually expand to mainstream payment channels such as WeChat Pay and Apple Pay based on the progress of compliance and channel docking, further expanding the coverage of TPay in real-world consumption scenarios, so that on-chain income can be more conveniently converted into real-world purchasing power.
TPay’s economic design is closely linked to Thrive’s Yu’e Bao and LP mining mechanisms. Yu’e Bao, a multi-chain asset custody and interest-earning tool, provides users with a unified multi-chain wealth management portal. LP mining provides liquidity and computing power to the ecosystem. Unwithdrawn balances from mining, if eligible, can participate in Yu’e Bao interest generation, creating a closed loop of yield generation and interest generation. The platform also implements mechanisms such as insurance and buyback burn to balance liquidity supply with deflationary pressures, ensuring the long-term value stability of the token and sustainable development of the ecosystem.
Thrive prioritizes both compliance and security in its payments and token expansion efforts. TPay’s integration with Mastercard will adhere to payment security standards (such as PCI DSS), implementing on-chain and off-chain risk control verification, KYC/AML processes, and abnormal transaction monitoring during top-up and spending. Furthermore, Thrive’s smart contracts and key contract modules will undergo multi-party audits and security verification to mitigate smart contract risks and enhance the security of user funds and data.
Value resonance: the convergence of power from individuals to ecosystems
Tpay is not just a token, but also a bridge connecting every role in the ecosystem. Miners, nodes, studios, NFT holders, ordinary users – every participant is a builder and beneficiary of the ecosystem.
In Thrive’s view, a single force is limited, and what truly drives the continuous leap of the ecosystem is the resonance of values between individuals.
The launch of Tpay is to allow this resonance to occur on a larger scale, so that every payment, every transaction, and every community interaction will become the driving force for the advancement of the ecosystem.
Thrive offers multiple engagement paths to suit different user needs:
Ordinary users can deposit mainstream assets (BTC, ETH, BNB, SOL, USDT, etc.) into Yu’e Bao to earn daily interest and receive the income in the form of TPay;
Liquidity providers can participate in LP mining to support market depth;
Community members can obtain additional benefits through invitation rewards, participation in ecological activities and business school training.
Thrive encourages community co-construction, encourages more partners and developers to access the ecosystem through SDKs and interfaces, and promotes the coordinated development of payment, education, content and financial services.
The launch of TPay on PancakeSwap marks a significant milestone for Thrive in its journey from on-chain revenue to real-world payments. Going forward, Thrive will continue to expand its blockchain network, enhance its wealth management and payment product portfolio, deepen regulatory compliance efforts, and advance the decentralization of its governance mechanisms, enabling long-term collaboration among all stakeholders within the ecosystem under more transparent and fair rules. Thrive’s vision is to build a sustainable, scalable, and accessible Web3 payment and financial services network through the synergy of technology, products, and community.
About Thrive
Thrive is an aggregation protocol and application ecosystem for the multi-chain era, covering modules such as liquidity mining, Yu’ebao wealth management, on-chain shopping mall, community governance and education. It is committed to combining the value-added functions of crypto assets with real-world payment scenarios, providing global users with an open, secure and convenient way to use digital assets.
About Tpay
Tpay is the core token of the Thrive ecosystem, integrating payment functions, community culture and decentralized computing power mechanisms, aiming to become a key hub for global Web3 digital life.
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